Traveling within Europe often means ensuring that you have the right healthcare coverage. The European Health Insurance Card (EHIC) has long provided access to state-provided medical treatment for EU citizens while visiting another EU country. However, many travelers now wonder: Are EHIC cards still valid in 2025? Here’s everything you need to know about EHIC eligibility, validity, and alternatives available today.
What Is an EHIC Card?
The European Health Insurance Card (EHIC) entitles holders to receive medical care at the same cost as residents of the country they are visiting within the European Economic Area (EEA) and Switzerland. It covers necessary healthcare during temporary stays in other EU countries, such as treatment for accidents, sudden illness, or chronic conditions that require urgent attention.
What Is an EHIC Card?
For EU Citizens
- Yes, EHIC cards are still valid for citizens of the European Union (EU), European Economic Area (EEA) countries, and Switzerland.
- If you are an EU citizen traveling within the EU, your EHIC ensures access to public healthcare services across participating countries.
For UK Citizens
- Pre-Brexit EHIC Cards: If you are a UK citizen who applied for an EHIC before Brexit (issued before 31 December 2020), your card remains valid until its expiration date.
- After Brexit – GHIC Cards: UK residents must now apply for the Global Health Insurance Card (GHIC), which replaces the EHIC for most purposes.
- GHIC provides similar coverage in EU countries, but does not extend to countries like Switzerland, Norway, Iceland, and Liechtenstein.
Where Can You Use an EHIC in 2025?
EHIC holders can use their cards in the following countries:
- All EU member states (France, Spain, Italy, Germany, etc.)
- Iceland
- Liechtenstein
- Norway
- Switzerland
UK GHIC cardholders can use their cards in EU countries, but they may need additional private insurance for other destinations.
What Does the EHIC Cover?
- Medically necessary treatment during a temporary stay
- Treatment for chronic conditions and pre-existing illnesses
- Maternity care during a visit (not intended solely to give birth abroad)
- Emergency medical treatment
Note: EHIC does not cover private healthcare, mountain rescue, or repatriation. For these services, separate travel insurance is recommended.
EHIC vs. GHIC: What’s the Difference?
| Feature | EHIC | GHIC |
| Who Can Use It? | EU citizens and eligible UK citizens with pre-Brexit EHICs | UK citizens and residents |
| Valid Countries | EU, EEA, Switzerland | EU countries only |
| Application | Through national health insurance in EU/EEA countries | Apply via NHS (UK) |
| Coverage | Access to state healthcare | Similar coverage within the EU |
How to Apply for an EHIC or GHIC
For EU Residents
- Apply through your country’s national health insurance provider.
- It’s usually free of charge and takes a few weeks to process.
For UK Residents
- Apply for the GHIC on the official NHS website.
- You will need your National Insurance Number and proof of residency.
- GHIC cards are free—beware of unofficial websites charging fees!
Do You Still Need Travel Insurance If You Have an EHIC or GHIC?
Yes! While an EHIC or GHIC provides access to emergency and necessary healthcare, they do not cover:
- Private medical treatment
- Repatriation to your home country
- Lost or stolen property
- Travel cancellations or delays
For full coverage, especially for trips to Europe in 2025, it’s strongly recommended to purchase comprehensive travel insurance, such as AXA Schengen Travel Insurance, which meets all Schengen visa requirements.
Frequently Asked Questions (FAQs)
Are EHIC Cards Still Valid After Brexit?
Yes, for UK citizens whose EHIC was issued before 31 December 2020, the card is valid until it expires. After that, a GHIC is required.
Can I Use My EHIC or GHIC in Switzerland, Norway, or Iceland?
EHIC is valid in these countries, but GHIC does not cover Norway, Iceland, or Liechtenstein. A specific bilateral agreement allows GHIC use in Switzerland.
How Long Does an EHIC/GHIC Last?
Both EHIC and GHIC cards are typically valid for 5 years from the date of issue.
Is It Safe to Travel in Europe Without an EHIC or GHIC?
While it’s possible, having an EHIC or GHIC makes it easier to access healthcare at a reduced cost. However, you should still have travel insurance for comprehensive protection.
Final Thoughts
Are EHIC cards still valid? Yes—for many travelers, they remain a valuable healthcare resource. However, regulations vary depending on citizenship and country of residence. Make sure to understand your coverage and apply for the appropriate card before you travel. And remember: EHIC and GHIC are not substitutes for comprehensive travel insurance.
