Introduction
A Schengen visa is a mandatory requirement for Indian travelers planning to visit Europe for tourism, business, study, or work. The Schengen visa fee for Indians varies depending on the type of visa, duration of stay, and additional processing charges. Understanding these costs in advance is essential to ensure a smooth visa application process and avoid unnecessary delays or extra expenses.
In 2025, Schengen visa costs for Indian applicants remain standardized across all 27 Schengen member countries, with minor variations depending on embassy service charges, VFS Global fees, and optional fast-track processing options. Additionally, purchasing Schengen travel insurance is mandatory, and its cost should be factored into the overall visa expenses.
This guide provides a detailed breakdown of Schengen visa fees for Indians, covering:
✔ Standard visa fees in INR & EUR
✔ Schengen visa cost by country
✔ Additional expenses, including biometric and VFS service fees
✔ Comparison of Schengen visa fees vs. other European visas
✔ Schengen travel insurance costs and requirements
✔ How to minimize visa-related expenses and avoid unnecessary charges
By the end of this guide, Indian travelers will have a clear understanding of how much a Schengen visa costs in 2025, enabling them to budget accordingly and increase their chances of visa approval.
Schengen Visa Cost for Indians: Complete Fee Guide (2025)
For Indian travelers planning a trip to Europe, understanding the Schengen visa cost is essential. The Schengen visa fee for Indians varies based on visa type, processing time, and additional service charges. In 2025, the base visa fee remains €80 (₹7,200) for adults, but applicants must also factor in VFS service charges, biometric fees, courier expenses, and mandatory Schengen travel insurance.
Since Schengen visa costs differ slightly by country, applicants must be aware of potential extra charges imposed by individual embassies. Additionally, those applying for fast-track processing or premium services may have to pay higher fees.
This comprehensive guide provides a detailed breakdown of Schengen visa fees for Indian applicants, including:
✔ Schengen visa fee structure for 2025
✔ Country-wise embassy charges and additional costs
✔ Comparison of Schengen visa fees with other European visas
✔ Schengen travel insurance requirements and pricing
✔ Tips to reduce unnecessary visa expenses
By the end of this guide, you will have a clear understanding of how much a Schengen visa costs in India and how to budget effectively for your European trip.
Schengen Visa Fee for Indians in 2025: How Much Does It Cost?
The Schengen visa fee for Indian applicants is standardized across all 27 Schengen member countries, ensuring a uniform base cost. However, additional charges such as VFS Global service fees, biometric fees, and optional fast-track processing costs can increase the overall expense of obtaining a visa.
1. Standard Schengen Visa Fees for Indians (2025)
The base Schengen visa price in India is set by the European Union and applies to short-term visas (Type C) for tourism, business, and family visits. Below is the official visa fee structure:
| Visa Category | Fee in EUR (€) | Fee in INR (₹) (Approx.) |
| Adult (12+ years) | €80 | ₹7,200 |
| Children (6–11 years) | €40 | ₹3,600 |
| Children (below 6 years) | Free | Free |
| Student Visa | €80 | ₹7,200 |
| Work Visa (Long-Term D Visa) | €99 | ₹8,900 |
✔ Visa fees must be paid in Indian Rupees (INR) at the exchange rate set by the respective embassy on the day of submission.
✔ Schengen visa fees are non-refundable, even if the application is rejected.
✔ Certain categories, such as students traveling for academic purposes, researchers, and diplomatic passport holders, may qualify for fee exemptions or discounts.
2. Schengen Visa Fee Based on Visa Type
Different Schengen visas serve different travel purposes, each requiring specific documentation and varying processing times. Below is a cost breakdown by visa type:
| Visa Type | Fee (EUR) | Fee (INR) (Approx.) | Processing Time |
| Tourist Visa (Short Stay) | €80 | ₹7,200 | 10–15 days |
| Business Visa | €80 | ₹7,200 | 10–15 days |
| Student Visa (Short-Term) | €80 | ₹7,200 | 15–30 days |
| Work Visa (Long-Term D) | €99 | ₹8,900 | 30–60 days |
| Transit Visa | €80 | ₹7,200 | 7–10 days |
✔ Short-term Schengen visas (Tourist, Business, Transit) have a standard fee of €80 (₹7,200).
✔ Long-term visas (Work, Study) may have higher fees due to additional verification and processing time.
3. Who Is Exempt from Paying the Schengen Visa Fee?
Certain applicants are eligible for reduced fees or full fee waivers. You may qualify for a free or discounted Schengen visa if you belong to the following categories:
✔ Children under 6 years old – No visa fee required
✔ Students and teachers traveling for educational purposes – Fee waiver possible with official documentation
✔ Researchers traveling for scientific purposes – Eligible for fee exemption
✔ Diplomatic, official, or service passport holders – Fee waived under reciprocal agreements
Tip: If you belong to one of these categories, check with the respective Schengen embassy or consulate in India to confirm eligibility for a fee exemption or reduction.
4. Payment Methods for Schengen Visa Fees in India
Most Schengen embassies in India accept visa fee payments through multiple channels, including:
✔ Cash payment at the visa application center (VFS Global)
✔ Debit or credit card payment (Visa, Mastercard, or RuPay)
✔ Demand draft (only for some embassies, such as Germany or France)
Important: Ensure you retain the payment receipt as proof of fee submission.
5. Summary: How Much Does a Schengen Visa Cost for Indians in 2025?
✔ Standard Short-Stay Visa Fee: €80 (₹7,200) for adults, €40 (₹3,600) for children (6–11 years)
✔ Long-Stay Visa Fee (Work Visa): €99 (₹8,900)
✔ Fee Exemptions: Available for children under 6, students on academic trips, researchers, and diplomatic passport holders
✔ Payment Methods: Cash, debit/credit card, or demand draft at the VFS center
Understanding these Schengen visa costs for Indians in 2025 will help applicants budget correctly and prepare financially before applying for a visa.
Schengen Visa Fees by Country: How Much Does Each Embassy Charge?
Although the Schengen visa fee for Indians is standardized at €80 (₹7,200) for adults and €40 (₹3,600) for children (6–11 years), additional embassy and service fees may vary depending on the country through which you apply.
Some Schengen embassies in India charge extra processing fees, while others may require applicants to pay additional biometric, courier, or priority service fees. It’s important to understand these country-specific differences before submitting your application.
1. Standard Schengen Visa Fees by Country (India, 2025)
The following table provides a comparison of Schengen visa fees by country, including any additional charges applicable at the respective embassies:
| Schengen Country | Visa Fee (EUR) | Visa Fee (INR) | Additional Charges (if any) | Processing Time (Avg.) |
| France | €80 | ₹7,200 | No additional charges | 10–15 days |
| Germany | €80 | ₹7,200 | No additional charges | 10–15 days |
| Italy | €80 | ₹7,200 | VFS service fees apply | 12–15 days |
| Spain | €80 | ₹7,200 | Extra biometric fee | 15–20 days |
| Lithuania | €80 | ₹7,200 | Fastest processing time | 7–10 days |
| Latvia | €80 | ₹7,200 | Low rejection rate | 7–12 days |
| Estonia | €80 | ₹7,200 | Lower demand, faster process | 7–12 days |
| Sweden | €80 | ₹7,200 | Longer processing time | 15–20 days |
| Norway | €80 | ₹7,200 | Higher rejection rate | 15–20 days |
| Malta | €80 | ₹7,200 | Highest rejection rate | 20–30 days |
✔ France, Germany, and Italy are the most common choices for Indian applicants.
✔ Lithuania, Latvia, and Estonia have faster processing times, making them a preferred option for urgent travel.
✔ Spain and Malta have longer processing times and higher rejection rates, requiring stronger supporting documents.
2. Why Do Some Schengen Embassies Charge More?
Some Schengen countries apply additional processing or service fees due to factors such as high demand, extra verification, or security screening.
Here are the main reasons why some embassies may have additional costs:
✔ Higher Demand – Popular countries like France, Germany, and Italy process thousands of visa applications, requiring more staff and administrative work.
✔ Biometric & Document Verification – Some countries, such as Spain and Norway, charge extra biometric fees due to enhanced security requirements.
✔ Premium Processing Services – Countries with longer processing times (Sweden, Malta, Norway) may offer priority or fast-track processing for an extra fee.
Tip: If you need a faster Schengen visa approval, consider applying through Lithuania, Latvia, or Estonia, which have shorter processing times and lower rejection rates.
3. Which Schengen Country is the Cheapest for Indian Applicants?
All Schengen countries charge the same base visa fee (€80 for adults, €40 for children). However, when considering additional embassy charges and VFS fees, some embassies are cheaper than others.
✔ Lithuania and Latvia have fewer additional charges and faster processing, making them a cost-effective choice.
✔ France and Germany have no additional embassy fees, making them a safe and affordable choice.
✔ Malta and Sweden are among the most expensive Schengen countries to apply through, due to higher rejection rates and slower processing.
4. Embassy vs. VFS Global Fees: Understanding the Difference
Most Schengen embassies in India do not accept direct applications. Instead, applicants must submit their visa application through VFS Global, which charges a separate service fee.
| Fee Type | Cost (INR) |
| VFS Global Service Fee | ₹1,500 – ₹2,500 |
| Biometric Fees | ₹600 – ₹1,000 |
| Courier (Passport Delivery) | ₹700 – ₹1,200 |
| Premium Lounge (Optional) | ₹3,500 – ₹5,000 |
| SMS Updates (Optional) | ₹300 – ₹500 |
| Fast-Track Processing (if available) | ₹5,000+ |
✔ VFS Global manages visa submissions for most Schengen embassies in India.
✔ Fast-track processing is available for certain Schengen countries, but costs extra.
Tip: If you want to reduce costs, avoid optional services like premium lounges and SMS updates, as they do not affect visa approval chances.
5. How to Choose the Right Schengen Country for Visa Application?
Choosing the right Schengen country can affect your visa approval chances, processing time, and overall cost.
Best Options for Fast Processing & Lower Costs:
✔ Lithuania, Latvia, Estonia – Fast processing, low rejection rate, fewer additional fees
✔ France & Germany – No additional embassy charges, stable processing times
Countries with Higher Costs & Longer Processing:
❌ Malta & Sweden – Higher rejection rates, longer processing, additional fees
❌ Spain & Norway – Extra biometric fees, longer processing times
Tip: If your main destination is not fixed, choose a faster and lower-cost Schengen country such as Lithuania, Latvia, or Estonia to improve your visa approval chances.
6. Final Summary: How Much Do Schengen Visa Fees Vary by Country?
✔ Base Schengen visa fee: €80 (₹7,200) across all Schengen countries
✔ Cheapest countries to apply from: Lithuania, Latvia, Estonia (low additional costs, fast processing)
✔ Expensive and slow countries: Malta, Sweden, Spain (extra fees, higher rejection rates)
✔ VFS Global fees in India: ₹1,500 – ₹2,500 for visa submission services
✔ Fast-track processing options: Available for some countries, but costs ₹5,000+ extra
By choosing the right Schengen embassy and understanding visa fees, Indian travelers can minimize costs and improve their chances of getting a Schengen visa approved quickly.
Additional Costs for a Schengen Visa from India
While the standard Schengen visa fee for Indian applicants is €80 (₹7,200) for adults and €40 (₹3,600) for children (6–11 years), there are several additional expenses involved in the application process. These extra costs include VFS Global service fees, biometric fees, courier charges, premium lounge services, and optional fast-track processing. Understanding these hidden expenses can help applicants budget accurately and avoid unnecessary spending.
1. Breakdown of Additional Costs for Schengen Visa Applicants in India (2025)
Apart from the visa fee, applicants may have to pay for additional services. Below is a detailed breakdown of the extra charges that come with applying for a Schengen visa from India.
| Expense Type | Estimated Cost (INR ₹) | Mandatory or Optional? |
| VFS Global Service Fee | ₹1,500 – ₹2,500 | Mandatory |
| Biometric Enrollment Fee | ₹600 – ₹1,000 | Mandatory |
| Courier Fee (Passport Return) | ₹700 – ₹1,200 | Optional |
| SMS & Email Updates | ₹300 – ₹500 | Optional |
| Premium Lounge at VFS | ₹3,500 – ₹5,000 | Optional |
| Fast-Track Processing (if available) | ₹5,000+ | Optional |
✔ VFS Global service fees and biometric fees are mandatory for all applicants.
✔ Courier services, premium lounges, and SMS tracking are optional and can be skipped to reduce costs.
✔ Fast-track processing is available for some Schengen countries but is expensive.
2. VFS Global Service Fee (Mandatory for Most Applicants)
Since most Schengen embassies in India process visa applications through VFS Global, a service fee is required for handling the submission.
✔ VFS charges vary from ₹1,500 to ₹2,500, depending on the embassy.
✔ Applicants must pay this fee along with the visa fee at the time of application.
✔ The fee is non-refundable, even if the visa is rejected.
Tip: Some Schengen embassies, such as Germany and France, allow direct submission without VFS fees, but appointments are harder to get.
3. Biometric Enrollment Fee (Mandatory for First-Time Applicants)
All first-time Schengen visa applicants must provide biometric data (fingerprints and photographs).
✔ Biometric fee ranges from ₹600 to ₹1,000 and is paid at VFS Global.
✔ If your biometrics are already recorded in the last 59 months, you may not need to pay this fee again.
✔ Children under 12 years old are exempt from biometric requirements.
Tip: If you have previously applied for a Schengen visa and your fingerprints were recorded, you can reuse them to avoid extra biometric charges.
4. Courier Fees (Optional, for Passport Delivery)
If applicants do not want to collect their passport in person from VFS Global, they can opt for courier delivery.
✔ Courier fees range from ₹700 to ₹1,200, depending on location.
✔ The service is optional, and applicants can choose to collect their passport in person for free.
Tip: If you live far from a VFS center, using a courier service may be convenient, but it is not mandatory.
5. Premium Lounge Services (Optional, Expensive)
VFS Global offers a premium lounge experience for applicants who prefer a faster and more comfortable visa submission process.
✔ Cost: ₹3,500 – ₹5,000 per person
✔ Benefits include:
- Priority submission
- Dedicated customer support
- Comfortable seating and refreshments
✔ Does NOT increase visa approval chances or speed up processing.
Tip: If you are applying with family and want a more comfortable experience, this may be useful, but it is not necessary for visa approval.
6. Fast-Track Processing Fees (If Available, Expensive Option)
Some Schengen countries offer express processing for urgent visa applications.
✔ Fast-track processing costs ₹5,000+ extra (varies by country).
✔ It reduces visa processing time by 3–7 days.
✔ Not all Schengen countries offer this service.
| Schengen Country | Express Processing Available? | Estimated Extra Cost (INR) | Processing Time Reduction |
| France | ✅ Yes | ₹5,000+ | 3–5 days faster |
| Germany | ❌ No | Not Available | Standard Time |
| Italy | ✅ Yes | ₹5,000 – ₹7,000 | 5–7 days faster |
| Spain | ✅ Yes | ₹5,000 – ₹7,500 | 5–7 days faster |
| Lithuania | ✅ Yes | ₹5,000+ | 3–5 days faster |
✔ France, Italy, and Spain offer priority processing for an extra fee.
✔ Germany and Sweden do NOT provide fast-track options.
Tip: If you need your Schengen visa urgently, applying through a fast-processing country like Lithuania is a better option than paying for express processing.
7. Miscellaneous Costs (Translation, Travel to VFS, etc.)
✔ Translation Fees – If any documents need to be translated, expect to pay ₹500–₹2,000 per document.
✔ Travel Costs – If you live far from a VFS center, budget for transportation and accommodation costs.
✔ Photocopy & Printing Costs – Some embassies require multiple copies of documents (₹5–₹50 per page).
8. Final Summary: How Much Extra Should You Budget?
| Expense Type | Estimated Cost (INR ₹) | Mandatory? |
| Schengen Visa Fee | ₹7,200 (Adult) / ₹3,600 (Child) | Yes |
| VFS Global Fee | ₹1,500 – ₹2,500 | Yes |
| Biometric Fee | ₹600 – ₹1,000 | Yes (unless exempt) |
| Courier Service | ₹700 – ₹1,200 | No |
| Premium Lounge | ₹3,500 – ₹5,000 | No |
| Fast-Track Processing | ₹5,000+ | No |
| Miscellaneous Costs | ₹1,000 – ₹5,000 | No |
✔ Total estimated cost for a Schengen visa from India (including additional fees): ₹9,500 – ₹15,000 per applicant.
By understanding these extra costs, Indian travelers can budget better, avoid unnecessary expenses, and maximize their chances of visa approval.
Europe Visa Cost from India: How Does It Compare?
For Indian travelers, a Schengen visa is one of the most affordable options for visiting Europe. However, depending on the destination and visa type, visa fees can vary significantly across different European countries.
This section compares the Schengen visa cost with other European visa fees, including those for the UK, Switzerland, and Turkey, helping Indian applicants understand how much they need to budget for their trip.
1. Comparing Schengen Visa Costs with Other European Countries
While the Schengen visa fee for Indian travelers is €80 (₹7,200) for adults, visas for countries outside the Schengen Zone—such as the United Kingdom, Turkey, and Switzerland—have different pricing structures.
| Visa Type | Fee in EUR (€) | Fee in INR (₹) (Approx.) | Processing Time | Validity |
| Schengen Visa (Short Stay) | €80 | ₹7,200 | 10–15 days | 90 days |
| UK Tourist Visa (Standard) | €120 | ₹10,800 | 15–30 days | 6 months |
| Turkey e-Visa | €50 | ₹4,500 | 2–5 days | 90 days |
| Switzerland Visa | €80 | ₹7,200 | 10–15 days | 90 days |
✔ Schengen and Switzerland visas have the same fee (€80/₹7,200) since Switzerland is part of the Schengen Zone, but it has a separate visa process for long-term stays.
✔ The UK visa is more expensive than a Schengen visa, costing €120 (₹10,800) for a 6-month validity.
✔ The Turkey e-Visa is the cheapest option, costing only €50 (₹4,500), and is processed faster (within 2–5 days).
Tip: If you are planning a multi-country trip across Europe, applying for a Schengen visa is the best value option, as it allows entry into 27 countries with a single visa.
2. Schengen Visa vs. UK Visa Cost for Indians
A UK visa is significantly more expensive than a Schengen visa. Here’s a detailed cost comparison:
| UK Visa Type | Fee in GBP (£) | Fee in EUR (€) (Approx.) | Fee in INR (₹) (Approx.) | Validity |
| Standard Tourist Visa (6 Months) | £115 | €120 | ₹10,800 | 6 months |
| 2-Year UK Visa | £400 | €465 | ₹41,500 | 2 years |
| 5-Year UK Visa | £771 | €895 | ₹79,900 | 5 years |
| 10-Year UK Visa | £963 | €1,120 | ₹99,900 | 10 years |
✔ A standard UK visa (6 months) is 50% more expensive than a Schengen visa.
✔ Long-term multi-year UK visas are even costlier, going up to ₹1 lakh for a 10-year visa.
Tip: If you only need a visa for tourism and short-term visits, applying for a Schengen visa is more affordable than a UK visa.
3. Schengen Visa vs. Switzerland Visa Cost for Indians
Switzerland is part of the Schengen Zone, meaning its short-term visa costs the same as a standard Schengen visa (€80/₹7,200). However, for long-term stays or study/work visas, Switzerland charges additional fees.
| Switzerland Visa Type | Fee in EUR (€) | Fee in INR (₹) (Approx.) | Processing Time |
| Short-Term Schengen Visa (Tourist, Business) | €80 | ₹7,200 | 10–15 days |
| Student Visa (Long-Term) | €88 | ₹7,900 | 30+ days |
| Work Visa (Long-Term) | €90 | ₹8,100 | 30+ days |
✔ A Switzerland short-term visa follows Schengen pricing (€80/₹7,200).
✔ Switzerland’s long-term visas cost slightly more than the standard Schengen visa.
Tip: If you are planning to visit multiple Schengen countries, apply for a Schengen visa through another country to avoid Switzerland’s additional processing time and requirements.
4. Schengen Visa vs. Turkey Visa Cost for Indians
For Indians, Turkey offers one of the cheapest and easiest visa options for travel. The Turkey e-Visa can be obtained online in just 2–5 days, making it a convenient option for short trips.
| Turkey Visa Type | Fee in USD ($) | Fee in EUR (€) (Approx.) | Fee in INR (₹) (Approx.) | Processing Time |
| Tourist e-Visa | $60 | €50 | ₹4,500 | 2–5 days |
| Sticker Visa (Multiple Entry) | $160 | €150 | ₹13,500 | 10–15 days |
✔ A Turkey e-Visa is the cheapest visa for Indians, costing only €50 (₹4,500).
✔ Turkey’s multiple-entry sticker visa is costlier (€150/₹13,500), but offers more flexibility.
Tip: If you need a fast and affordable European travel option, Turkey is cheaper and easier to visit than Schengen countries.
5. Summary: Which Europe Visa is the Best Value for Indians?
| Visa Type | Fee in EUR (€) | Fee in INR (₹) | Best For |
| Schengen Visa (Short Stay) | €80 | ₹7,200 | Multi-country Europe travel |
| UK Tourist Visa (6 Months) | €120 | ₹10,800 | Travel to the UK only |
| Turkey e-Visa | €50 | ₹4,500 | Budget travel, fast processing |
| Switzerland Visa | €80 | ₹7,200 | Schengen travel, Switzerland visits |
✔ Schengen visas provide the best value for travelers who want to visit multiple countries in Europe.
✔ Turkey visas are the cheapest and fastest to obtain, but only allow travel within Turkey.
✔ UK visas are the most expensive, making them less cost-effective unless specifically required.
Final Thoughts: Which Visa Should You Choose?
✔ If you plan to visit multiple European countries, the Schengen visa is the best option.
✔ If you only want to visit the UK, be prepared to pay higher visa fees.
✔ If you need a cheaper and faster alternative, consider traveling to Turkey.
✔ If you are visiting Switzerland only, apply for a Schengen visa via another country to avoid extra long-term processing fees.
By comparing Europe visa costs from India, travelers can choose the most affordable and convenient option based on their travel plans.
Schengen Travel Insurance Cost for Indian Applicants
Why Is Schengen Travel Insurance Mandatory?
All Indian travelers applying for a Schengen visa are required to have Schengen travel insurance that meets specific requirements set by the European Union (EU). Without valid travel insurance, the Schengen visa application will be rejected.
Minimum Insurance Requirements for a Schengen Visa
✔ Coverage Amount: Minimum €30,000 (₹27 lakh) for medical emergencies.
✔ Validity: Must cover the entire duration of stay in the Schengen Zone.
✔ Coverage Area: Must be valid across all 27 Schengen countries.
✔ Medical Emergencies: Includes hospitalization, accidents, and urgent medical care.
✔ Repatriation: Covers costs if the traveler needs to be sent back to India due to medical reasons or death.
Tip: The insurance policy document must be submitted along with the Schengen visa application. If your insurance does not meet these criteria, your visa may be denied.
Schengen Travel Insurance Cost for Indian Travelers in 2025
The cost of Schengen visa insurance depends on:
✔ The insurance provider
✔ The duration of stay
✔ Whether the policy covers COVID-19 and trip cancellations
Below is a comparison of top travel insurance providers for Schengen visa applicants from India:
| Insurance Provider | Coverage Amount (€) | Cost for 7 Days (INR) | Cost for 15 Days (INR) | Cost for 30 Days (INR) |
| AXA Schengen Insurance | €30,000 | ₹800 – ₹1,500 | ₹1,500 – ₹2,500 | ₹2,500 – ₹4,500 |
| TATA AIG Travel Insurance | €30,000 | ₹900 – ₹1,700 | ₹1,700 – ₹2,800 | ₹3,000 – ₹5,000 |
| HDFC Ergo Travel Insurance | €30,000 | ₹850 – ₹1,600 | ₹1,600 – ₹2,700 | ₹2,800 – ₹4,800 |
| ICICI Lombard Travel Insurance | €30,000 | ₹1,000 – ₹1,800 | ₹1,800 – ₹3,200 | ₹3,500 – ₹5,500 |
| Bajaj Allianz Travel Insurance | €30,000 | ₹950 – ₹1,750 | ₹1,750 – ₹2,900 | ₹3,200 – ₹5,200 |
✔ Short trips (7–15 days) cost between ₹800 – ₹3,000 for insurance.
✔ Longer stays (30 days or more) can cost ₹2,500 – ₹5,500 depending on the provider.
✔ AXA Schengen Insurance is officially accepted by all Schengen embassies.
Tip: If your trip is longer than 90 days, consider a long-term Schengen visa insurance plan that offers extended coverage.
What Affects the Cost of Schengen Travel Insurance?
1. Duration of Stay
✔ Short-term travel insurance (7–15 days) is cheaper, while longer stays increase the cost.
✔ The insurance must cover your full trip duration in the Schengen Zone.
2. Coverage Type
✔ Basic Schengen travel insurance includes medical emergencies only.
✔ Comprehensive plans cover trip cancellations, flight delays, baggage loss, and COVID-19 expenses, but cost more.
3. Age of the Traveler
✔ Senior citizens (above 60 years old) may have higher insurance costs due to increased medical risks.
4. Add-ons & Optional Benefits
✔ Some providers offer add-ons like adventure sports coverage or pre-existing medical condition coverage, increasing the premium.
Is It Cheaper to Buy Travel Insurance Online?
✔ Buying Schengen travel insurance online from providers like AXA, Tata AIG, and HDFC Ergo is usually cheaper than purchasing through travel agencies or offline brokers.
✔ Many insurance providers offer discounts for online purchases, making it more affordable.
Tip: Always choose a trusted insurance company that meets Schengen visa requirements.
How to Buy Schengen Travel Insurance in India?
Indian travelers can buy Schengen visa insurance from:
✔ Official websites of travel insurance providers (e.g., AXA, ICICI Lombard, Tata AIG)
✔ Banks and financial institutions offering travel insurance
✔ VFS Global centers (though prices may be higher)
Tip: Always download and print the policy document to submit with your Schengen visa application.
What Happens If You Don’t Have Schengen Travel Insurance?
If an applicant does not provide valid travel insurance, the Schengen visa application will be rejected.
✔ Embassies strictly check whether the insurance policy meets the €30,000 coverage requirement.
✔ If the insurance does not cover all Schengen countries, the visa may be denied.
✔ Some embassies, such as Germany, France, and Spain, may ask for additional proof of medical coverage.
Tip: Always carry a printed copy of your travel insurance policy when traveling, as border authorities may request it upon entry into Schengen countries.
Schengen Travel Insurance: Final Cost Summary
| Trip Duration | Estimated Insurance Cost (INR ₹) | Best Providers |
| 7 Days | ₹800 – ₹1,500 | AXA, HDFC Ergo, Tata AIG |
| 15 Days | ₹1,500 – ₹3,000 | ICICI Lombard, Bajaj Allianz |
| 30 Days | ₹2,500 – ₹5,500 | AXA, ICICI Lombard |
| Long-Term Stay (90+ Days) | ₹5,000 – ₹10,000 | Comprehensive Plans |
✔ Schengen visa insurance costs between ₹800 – ₹5,500 for most trips.
✔ AXA Schengen Insurance is recommended because it is officially accepted by all Schengen embassies.
Final Tip: If you want a hassle-free visa approval, ensure your Schengen travel insurance meets the required coverage of €30,000 and is valid across all Schengen countries.
How to Reduce Your Schengen Visa Expenses?
Applying for a Schengen visa from India comes with multiple costs, including the visa fee, VFS service charges, biometric fees, travel insurance, and optional add-ons like courier services and fast-track processing. However, with smart planning, Indian travelers can reduce unnecessary expenses and save money while ensuring a smooth visa approval process.
Here are the best ways to minimize your Schengen visa costs without compromising on essential requirements.
1. Apply for a Schengen Visa Through a Cost-Effective Country
Although the Schengen visa fee for Indian applicants is €80 (₹7,200) for adults, additional embassy and service charges vary by country. Some Schengen nations process visas faster and with fewer additional costs, making them a cheaper choice for Indian applicants.
✔ Apply via Lithuania, Latvia, or Estonia – These countries have lower rejection rates and faster visa approvals.
✔ Avoid Spain, Malta, and Sweden – These embassies have longer processing times and higher rejection rates, which could lead to extra costs for reapplying.
✔ Choose a country with lower additional charges – Some embassies charge extra biometric or document verification fees.
Tip: If your itinerary includes multiple Schengen countries, apply through a country with faster processing and lower rejection rates, even if it’s not your main destination.
2. Book Your Visa Appointment Early to Avoid Extra Fees
✔ Apply at least 6–8 weeks before your travel date to avoid last-minute stress.
✔ During peak travel seasons (May–August, December–January), visa appointments fill up quickly, so booking early ensures availability.
✔ Last-minute applicants may need to pay extra for fast-track processing or premium services.
Tip: The earlier you apply, the less you’ll have to spend on urgent processing fees.
3. Avoid Paying for Unnecessary VFS Premium Services
Most Schengen visas from India are processed through VFS Global, which offers optional services that can increase your visa expenses.
| VFS Service | Cost (INR ₹) | Is It Necessary? |
| Standard Processing | Included in Visa Fee | ✅ Yes |
| Premium Lounge | ₹3,500 – ₹5,000 | ❌ No |
| Courier (Passport Delivery) | ₹700 – ₹1,200 | ❌ No (Collect in person for free) |
| SMS Updates | ₹300 – ₹500 | ❌ No |
| Fast-Track Processing | ₹5,000+ | ❌ No (Apply early to avoid) |
✔ Premium lounge services don’t speed up visa processing – they only offer a comfortable submission experience.
✔ Passport collection in person is free – paying for courier services is optional.
✔ SMS updates are unnecessary – visa status can be tracked online for free.
Tip: Only pay for mandatory services. Skipping premium lounges, courier, and SMS updates can save ₹5,000+ per applicant.
4. Compare Schengen Travel Insurance Prices & Choose the Best Deal
Schengen travel insurance is mandatory for all Indian applicants, but prices vary between insurance providers.
✔ Basic travel insurance plans start at ₹800 – ₹1,500 for a 7-day trip.
✔ Comprehensive plans (including trip cancellation and COVID-19 coverage) cost ₹2,500 – ₹5,000.
✔ Buying insurance online is usually cheaper than purchasing it from VFS Global or travel agents.
| Insurance Provider | Coverage (€30,000) | Cost for 7 Days (INR ₹) | Cost for 15 Days (INR ₹) | Cost for 30 Days (INR ₹) |
| AXA Schengen Insurance | €30,000 | ₹800 – ₹1,500 | ₹1,500 – ₹2,500 | ₹2,500 – ₹4,500 |
| HDFC Ergo | €30,000 | ₹850 – ₹1,600 | ₹1,600 – ₹2,700 | ₹2,800 – ₹4,800 |
| ICICI Lombard | €30,000 | ₹1,000 – ₹1,800 | ₹1,800 – ₹3,200 | ₹3,500 – ₹5,500 |
✔ Buying travel insurance online saves ₹500 – ₹1,000 compared to buying through an agent.
✔ AXA Schengen Insurance is officially approved by all Schengen embassies and is often the most affordable option.
Tip: Choose basic Schengen travel insurance unless you need extra coverage for trip cancellations or baggage loss.
5. Ensure Your Application Is Complete to Avoid Reapplication Fees
One of the biggest hidden costs is having your Schengen visa application rejected due to missing documents or incomplete information. If rejected, you will need to pay the visa fee again for reapplication.
✔ Common reasons for visa rejection include:
- Insufficient financial proof (submit bank statements with ₹2–3 lakh balance).
- Lack of valid travel insurance (ensure €30,000 coverage).
- Incorrect or missing documents (double-check before submission).
✔ Use VFS Global’s free document checklist to ensure everything is correct.
✔ Ask for help from experienced travelers or visa consultants to avoid mistakes.
Tip: A rejected Schengen visa means losing ₹7,200 (visa fee) + ₹2,000 (VFS charges) + reapplication costs. Prevent this by submitting a complete and accurate application the first time.
6. Choose a Budget-Friendly Visa Route for European Travel
Not all European visas cost the same. If you’re looking for a cheaper alternative to a Schengen visa, consider Turkey or other visa-free destinations for Indian travelers.
| Visa Type | Cost in EUR (€) | Cost in INR (₹) | Processing Time |
| Schengen Visa (Short Stay) | €80 | ₹7,200 | 10–15 days |
| Turkey e-Visa | €50 | ₹4,500 | 2–5 days |
| UK Tourist Visa (6 Months) | €120 | ₹10,800 | 15–30 days |
✔ A Turkey visa costs only €50 (₹4,500) and is processed within 2–5 days.
✔ Schengen visas are more expensive but allow multi-country travel.
Tip: If you are flexible with your destination, Turkey or other budget-friendly countries may be cheaper alternatives.
Final Tips to Reduce Schengen Visa Costs for Indians
✔ Apply early – Avoid extra fees for urgent visa processing.
✔ Choose a fast-processing country – Lithuania, Latvia, and Estonia offer faster and cheaper visa approvals.
✔ Skip unnecessary VFS services – Avoid premium lounges, courier services, and SMS updates.
✔ Buy travel insurance online – Compare providers to get the best deal.
✔ Ensure your application is complete – Avoid rejection to prevent reapplication fees.
✔ Consider alternative European visas – If Schengen travel isn’t essential, opt for a cheaper Turkey visa.
By following these strategies, Indian travelers can save ₹5,000 – ₹10,000 per visa application while ensuring a smooth and stress-free Schengen visa approval process.
Frequently Asked Questions About Schengen Visa Fees for Indians
Applying for a Schengen visa from India comes with many questions about costs, additional charges, refunds, and exemptions. Here are the most frequently asked questions (FAQs) about Schengen visa fees for Indian travelers.
1. How much is the Schengen visa fee for Indian applicants in 2025?
The standard Schengen visa fee for Indian travelers is:
| Visa Category | Fee in EUR (€) | Fee in INR (₹) (Approx.) |
| Adults (12+ years) | €80 | ₹7,200 |
| Children (6–11 years) | €40 | ₹3,600 |
| Children (under 6 years) | Free | Free |
| Student Visa | €80 | ₹7,200 |
| Work Visa (Long-Term D Visa) | €99 | ₹8,900 |
✔ The visa fee must be paid in INR at the exchange rate set by the embassy on the day of submission.
✔ Visa fees are non-refundable, even if the application is rejected.
2. Are Schengen visa fees the same for all countries?
Yes, the Schengen visa fee is standard across all 27 Schengen countries. However, additional embassy or VFS Global service fees may apply depending on the country where you submit your application.
| Schengen Country | Visa Fee (EUR) | Visa Fee (INR) | Additional Charges |
| France | €80 | ₹7,200 | No extra fees |
| Germany | €80 | ₹7,200 | No extra fees |
| Italy | €80 | ₹7,200 | VFS service fees apply |
| Spain | €80 | ₹7,200 | Extra biometric fees |
| Lithuania | €80 | ₹7,200 | Fastest processing time |
| Sweden | €80 | ₹7,200 | Longer processing time |
| Malta | €80 | ₹7,200 | Highest rejection rate |
Tip: If your travel plans are flexible, apply through a Schengen country with faster processing and lower rejection rates, such as Lithuania or Latvia.
3. Can I get a refund if my Schengen visa is rejected?
No, Schengen visa fees are non-refundable, even if your application is denied.
✔ If a visa is rejected, applicants must reapply and pay the full fee again.
✔ To avoid rejection, ensure your documents are complete, including bank statements, travel insurance, and accommodation proof.
Tip: Double-check your visa application checklist before submitting to avoid rejection and extra costs.
4. Do I have to pay any extra fees apart from the visa fee?
Yes, additional costs include VFS Global service charges, biometric fees, and optional services.
| Additional Fee Type | Estimated Cost (INR ₹) | Mandatory? |
| VFS Global Service Fee | ₹1,500 – ₹2,500 | Yes |
| Biometric Fee | ₹600 – ₹1,000 | Yes (if first-time applicant) |
| Courier (Passport Delivery) | ₹700 – ₹1,200 | Optional |
| SMS Updates | ₹300 – ₹500 | Optional |
| Premium Lounge at VFS | ₹3,500 – ₹5,000 | Optional |
✔ VFS service fees and biometric fees are mandatory for most applicants.
✔ Courier and premium lounge services are optional and can be skipped to save money.
Tip: Avoid premium services unless necessary to keep visa costs low.
5. Do children have to pay Schengen visa fees?
✔ Children under 6 years old – No visa fee (Free).
✔ Children aged 6–11 years – Pay a reduced fee of €40 (₹3,600).
✔ Children aged 12 and above – Pay the full visa fee of €80 (₹7,200).
Tip: If traveling as a family, children under 6 can get their visa free of charge, reducing overall expenses.
6. What is the cheapest Schengen visa for Indians?
Since the Schengen visa fee is the same across all countries (€80 for adults, €40 for children 6–11 years), the overall cost depends on:
✔ VFS service fees
✔ Processing time
✔ Embassy rejection rates
Best Schengen Countries for Faster & Cheaper Visa Processing
✔ Lithuania, Latvia, and Estonia – Faster processing and lower rejection rates.
✔ France and Germany – No additional embassy fees.
✔ Avoid Malta and Spain – Longer wait times and higher rejection rates.
Tip: If you need a fast and cheaper Schengen visa, apply through Lithuania or Latvia instead of Spain or Malta.
7. How much does Schengen travel insurance cost for Indians?
Schengen visa applicants must buy travel insurance covering at least €30,000 in medical expenses.
| Insurance Provider | Coverage (€30,000) | Cost for 7 Days (INR ₹) | Cost for 15 Days (INR ₹) | Cost for 30 Days (INR ₹) |
| AXA Schengen Insurance | €30,000 | ₹800 – ₹1,500 | ₹1,500 – ₹2,500 | ₹2,500 – ₹4,500 |
| HDFC Ergo | €30,000 | ₹850 – ₹1,600 | ₹1,600 – ₹2,700 | ₹2,800 – ₹4,800 |
| ICICI Lombard | €30,000 | ₹1,000 – ₹1,800 | ₹1,800 – ₹3,200 | ₹3,500 – ₹5,500 |
✔ AXA Schengen Insurance is officially approved by all Schengen embassies.
✔ Buying travel insurance online is cheaper than purchasing through agents.
Tip: If you want a smooth visa approval, choose AXA Schengen Insurance as it meets all embassy requirements.
8. What happens if I apply for a Schengen visa but do not travel?
✔ The visa remains valid until its expiration date.
✔ No refunds are provided if the visa is unused.
✔ Frequent visa applications without travel may affect future approvals.
Tip: If your travel plans change, cancel flights/hotels before their cancellation deadlines to avoid financial losses.
9. What is the total estimated cost of a Schengen visa from India?
| Expense Type | Estimated Cost (INR ₹) | Mandatory? |
| Schengen Visa Fee | ₹7,200 (Adult) / ₹3,600 (Child) | Yes |
| VFS Global Fee | ₹1,500 – ₹2,500 | Yes |
| Biometric Fee | ₹600 – ₹1,000 | Yes (if first-time applicant) |
| Travel Insurance | ₹800 – ₹5,500 | Yes |
| Additional Costs (Courier, Premium Lounge, etc.) | ₹1,000 – ₹5,000 | Optional |
| Total Cost (Estimated) | ₹9,500 – ₹15,000 per applicant | ✅ |
By choosing a fast-processing Schengen country, avoiding unnecessary VFS services, and buying affordable travel insurance, Indian travelers can reduce their visa expenses while ensuring a successful visa approval.