Traveling to Europe as an Indian passport holder requires obtaining a Schengen visa, which grants entry to 27 European countries for up to 90 days within a 180-day period. Whether you are visiting for tourism, business, study, or family purposes, securing a Schengen visa from India involves a structured application process, strict documentation requirements, and compliance with visa regulations.
For many Indian travelers, the visa process can be daunting, with concerns about application approval, rejection rates, processing times, and costs. Additionally, selecting the easiest Schengen country to obtain a visa can impact your chances of approval.
This guide provides a step-by-step breakdown of the Schengen visa application process for Indian citizens, covering:
- Schengen visa requirements and eligibility criteria
- Which Schengen country has the highest visa approval rate for Indians
- Processing times and visa fees
- Common reasons for visa rejection and how to avoid them
- The importance of Schengen travel insurance and where to get it
By the end of this guide, you will have all the essential information to apply for a Schengen visa from India successfully and maximize your chances of approval.
Schengen Visa for Indians: Complete Guide to Application, Costs & Easy Approvals
A Schengen visa is a short-stay visa that permits Indian citizens to travel across 27 European countries within the Schengen Zone for up to 90 days within a 180-day period. Whether you are planning a vacation, a business trip, or a study program, this visa is essential for entry into most European destinations. However, navigating the Schengen visa application process can be challenging due to detailed documentation requirements, country-specific processing times, and varying approval rates.
For many Indian applicants, the biggest concern is securing a Schengen visa approval quickly and efficiently. Some Schengen countries have a higher acceptance rate for Indian travelers, making them a strategic choice for first-time applicants. On the other hand, some countries impose stricter screening processes, leading to longer processing times and a higher risk of rejection. Understanding which Schengen country is easiest to get a visa from India can significantly impact the likelihood of success.
In addition to meeting the standard visa requirements, applicants must also consider factors like visa fees, mandatory travel insurance, and financial proof to ensure a smooth application process. The cost of applying for a Schengen visa from India varies depending on the type of visa, the country of application, and any additional service fees required by visa processing centers such as VFS Global.
This guide will provide clear, actionable steps to help you understand how to apply for a Schengen visa from India, how long the process takes, the rejection rate for Indian applicants, and the importance of securing the right Schengen travel insurance. By following this guide, you can enhance your chances of obtaining a Schengen visa approval with minimal stress and confidently plan your European travels.
Understanding Schengen Visa Requirements for Indian Citizens
Applying for a Schengen visa from India requires meeting specific eligibility criteria and submitting the necessary documents to prove the purpose of travel, financial stability, and compliance with Schengen regulations. Whether you are applying for a tourist, business, or work visa, understanding the fundamental Schengen visa requirements is essential to increase your chances of approval.
Key Requirements for a Schengen Visa from India
To successfully obtain a Schengen visa, Indian applicants must provide the following:
1. Completed Schengen Visa Application Form
- The application form must be filled out accurately and signed.
- Forms are available on the website of the respective Schengen country’s consulate or visa processing center (e.g., VFS Global).
2. Valid Indian Passport
- Must be valid for at least three months beyond the intended departure from the Schengen Area.
- Should have been issued within the last 10 years.
- Must have at least two blank pages for visa stamps.
3. Passport-Sized Photographs
- Two recent color photographs adhering to Schengen visa photo specifications (35mm x 45mm).
- The background must be plain white, and facial expression should be neutral.
4. Proof of Travel Itinerary
- A confirmed round-trip flight reservation showing entry and exit from the Schengen Zone.
- If traveling between multiple Schengen countries, a detailed travel plan must be provided.
5. Proof of Accommodation
- Hotel reservations, Airbnb bookings, or an invitation letter from a host living in the Schengen Area.
- If staying with a relative or friend, an official sponsorship letter is required.
6. Travel Insurance for Schengen Visa
- Mandatory requirement covering at least €30,000 in medical expenses.
- Must be valid across all Schengen countries and for the entire duration of stay.
- Insurance should include coverage for emergency medical care, hospitalization, and repatriation.
Tip: Purchasing Schengen travel insurance from AXA Insurance ensures compliance with visa requirements and provides global coverage in case of emergencies.
7. Proof of Financial Means
- Recent bank statements (last three months) proving financial capability to cover trip expenses.
- A sponsorship letter if a third party is covering the travel costs.
- Proof of employment:
- For employees: Salary slips and an employment letter.
- For self-employed applicants: Business registration documents and tax returns.
- For students: Enrollment certificate from the educational institution.
8. No-Objection Certificate (NOC)
- For employees: A letter from the employer approving leave for the trip.
- For students: A NOC from the educational institution.
9. Cover Letter Stating the Purpose of Travel
- A well-written cover letter explaining the reason for the visit and an outline of travel plans.
10. Proof of Civil Status
- Marriage certificate (if applicable).
- Birth certificates of children (if traveling with minors).
11. Visa Fee Payment
- Visa fees must be paid at the time of application and vary by country.
- The standard Schengen visa fee for Indian citizens is €80 for adults and €40 for children aged 6–12.
- Some categories, such as students and researchers, may qualify for a fee waiver.
Additional Requirements Based on Visa Type
- For business visas: Invitation letter from a company in the Schengen Area.
- For work visas: Employment contract and work permit.
- For student visas: Admission letter from a recognized educational institution.
Common Mistakes Leading to Visa Rejection
- Submitting incomplete or incorrect documents.
- Not providing sufficient proof of financial stability.
- Failing to meet passport validity requirements.
- Applying through the wrong consulate (the main travel destination must match the visa application country).
Final Checklist for Indian Applicants
✔️ Complete visa application form
✔️ Valid passport with required validity
✔️ Two recent passport-sized photos
✔️ Travel itinerary and accommodation details
✔️ Schengen travel insurance covering €30,000
✔️ Financial proof (bank statements, salary slips, or sponsorship letter)
✔️ Visa application fee payment receipt
✔️ Cover letter explaining trip purpose
✔️ No-objection certificate from employer or institution (if applicable)
Meeting the Schengen visa requirements for Indian citizens ensures a smooth application process and reduces the risk of visa rejection. By carefully preparing all necessary documents, applicants can increase their chances of visa approval and enjoy a hassle-free trip to Europe.
Which Schengen Country is Easiest to Get a Visa for Indians?
Indian applicants often wonder which Schengen country is the easiest to obtain a visa from. While the Schengen visa approval process is standardized across member states, some countries have higher approval rates and faster processing times compared to others. The ease of obtaining a visa depends on factors such as visa rejection rates, processing times, and country-specific policies.
Top Schengen Countries with High Approval Rates for Indian Applicants
Based on recent statistics, the following Schengen countries have the highest approval rates for Indian citizens:
| Schengen Country | Approval Rate (Indian Applicants) | Average Processing Time |
| Lithuania | 98.7% | 10–15 days |
| Latvia | 98.3% | 10–15 days |
| Estonia | 97.9% | 10–15 days |
| Iceland | 97.6% | 10–15 days |
| Finland | 97.5% | 10–15 days |
These countries are known for having lower rejection rates, making them some of the easiest Schengen visas to get from India.
Why Are These Countries Easier for Indian Applicants?
- Lower Number of Applications – Countries like Lithuania, Latvia, and Estonia receive fewer visa applications than countries like France, Germany, or Spain, leading to quicker processing times and higher approval rates.
- Straightforward Documentation Requirements – Some Schengen countries have simpler application processes with fewer strict requirements compared to countries with high rejection rates.
- Less Stringent Screening – Countries like Iceland and Finland have historically maintained low rejection rates, making them more favorable for first-time applicants.
Schengen Countries with Higher Rejection Rates
While some countries are easier to get a Schengen visa for Indians, others have higher rejection rates.
| Schengen Country | Rejection Rate (Indian Applicants) |
| Malta | 37.6% |
| Sweden | 29.6% |
| France | 22.2% |
| Norway | 21.1% |
| Denmark | 20.7% |
Why Do Some Countries Have Higher Rejection Rates?
- High Volume of Applications – Popular Schengen destinations like France and Germany receive a large number of applications, leading to more rejections for incomplete or weak applications.
- Strict Verification Processes – Some countries have tighter screening procedures to ensure applicants do not overstay their visas.
- Past Visa Violations – Countries like Malta and Sweden have stricter policies for applicants with previous visa denials or insufficient travel history.
Tips for Choosing the Right Schengen Country for a Visa Application
- Apply Through a Country with a High Approval Rate – If flexibility allows, consider applying through Lithuania, Latvia, Estonia, Iceland, or Finland, which have low rejection rates and fast processing times.
- Use the Main Travel Destination Rule – Ensure you apply through the Schengen country where you will spend the most time or the country of your first entry.
- Prepare a Strong Application – Regardless of the country, submit all required documents, including proof of financial stability, accommodation, and travel insurance.
- Avoid Applying Last Minute – Processing times may increase during peak travel seasons, so apply at least four weeks in advance to avoid delays.
For Indian applicants seeking an easy Schengen visa, countries like Lithuania, Latvia, and Iceland offer higher approval rates and shorter processing times. However, regardless of the country, a well-prepared application with complete documentation is the key to a successful visa approval.
Step-by-Step Guide: How to Apply for a Schengen Visa from India
Applying for a Schengen visa from India requires following a structured process to ensure approval. The application involves choosing the correct embassy, gathering required documents, attending a visa appointment, and tracking the application status. Below is a step-by-step guide to help Indian applicants successfully obtain a Schengen visa.
Step 1: Determine the Type of Schengen Visa You Need
The Schengen visa category depends on the purpose of travel:
- Tourist Visa – For leisure travel and sightseeing.
- Business Visa – For attending meetings, conferences, or business events.
- Student Visa – For pursuing education at a Schengen university.
- Work Visa – For long-term employment (requires a job offer).
- Transit Visa – For layovers in the Schengen Area en route to another country.
Tip: Most Indian travelers apply for a Schengen tourist visa for leisure trips.
Step 2: Choose the Correct Schengen Embassy or Consulate
Apply at the correct embassy or consulate based on your travel itinerary:
✔️ If visiting one Schengen country → Apply at that country’s embassy or consulate in India.
✔️ If visiting multiple Schengen countries → Apply at the embassy of the country where you will spend the most time.
✔️ If spending equal time in multiple countries → Apply at the embassy of the country of first entry.
Tip: Avoid mistakes in choosing the wrong embassy, as this can lead to visa rejection.
Step 3: Schedule an Appointment at VFS Global or Embassy
- Most Schengen embassies in India process visa applications via VFS Global.
- You can book an appointment online via the VFS Global website or the respective embassy’s visa section.
- Appointment slots may fill up quickly during peak seasons, so book at least one month in advance.
Where to apply: Major Schengen visa application centers in India include:
✅ Delhi – Embassies of France, Germany, Spain, and more.
✅ Mumbai – Consulates for Italy, Switzerland, and more.
✅ Bangalore, Chennai, Kolkata – VFS Global centers for Schengen visas.
Step 4: Gather the Required Documents
Ensure you have all necessary documents before your appointment. The required documents include:
✅ Mandatory Documents for Schengen Visa from India:
✔️ Completed visa application form (download from the embassy website).
✔️ Valid passport (issued in the last 10 years, valid for at least 3 months after your trip).
✔️ Two recent passport-sized photos (as per Schengen visa photo guidelines).
✔️ Round-trip flight reservation (not a ticket, just a booking).
✔️ Proof of accommodation (hotel booking, Airbnb, or invitation letter from a host).
✔️ Travel itinerary (explaining your trip plans).
✔️ Schengen travel insurance (minimum coverage €30,000 for medical emergencies).
✔️ Proof of financial means (bank statements for the last 3 months, salary slips, or a sponsorship letter).
✔️ Cover letter (explaining the purpose of your trip).
✔️ Employment documents (leave approval letter, employer NOC, or student enrollment proof).
Tip: Schengen travel insurance is mandatory. Get it from AXA Insurance, which is embassy-approved.
Step 5: Attend Your Visa Appointment & Submit Biometrics
On the day of your appointment at the VFS Global center or embassy, you must:
- Submit your completed application form and supporting documents.
- Pay the Schengen visa application fee (typically €80 for adults, €40 for children under 12).
- Provide biometric data (fingerprints and photo) (if applying for the first time).
- Answer any questions if the visa officer requests additional information.
Tip: Arrive at least 15 minutes early for your appointment and carry both original and photocopies of all required documents.
Step 6: Pay the Schengen Visa Fees
The standard Schengen visa fees for Indian applicants are:
| Visa Category | Fee (in EUR) | Fee (in INR Approx.) |
| Adults (12+ years) | €80 | ₹7,000–₹7,500 |
| Children (6–12 years) | €40 | ₹3,500–₹4,000 |
| Children (under 6) | Free | Free |
| Express Processing (if available) | Varies | Varies |
Additional fees:
✔ VFS Global service charge (~€20-€25 / ₹1,500-₹2,000)
✔ Courier service (if opting for passport delivery)
Note: Some applicants (students, researchers) may qualify for a fee waiver.
Step 7: Track Your Schengen Visa Application Status
Once submitted, you can track your Schengen visa application via:
✔ VFS Global website (for embassies using their service).
✔ The official website of the respective Schengen consulate.
✔ SMS/email updates (if opted for during application).
Tip: Most Schengen visa applications take around 15 days to process, but delays are possible.
Step 8: Collect Your Passport & Visa Decision
Once your visa is processed:
✅ If approved, check the visa validity dates and entry conditions.
❌ If rejected, review the rejection reason and consider reapplying with stronger documentation.
Tip: If your Schengen visa is rejected, you can appeal the decision or apply to another Schengen country.
Step 9: Prepare for Your Schengen Trip
After obtaining your Schengen visa:
✔ Book final flight tickets (ensure they match your visa validity).
✔ Carry printouts of your visa, insurance, and accommodation proof.
✔ Follow Schengen area entry rules (including proof of return ticket and sufficient funds).
Final Tips for a Successful Schengen Visa Application from India
✅ Apply at least 4-6 weeks before travel to avoid delays.
✅ Choose a Schengen country with a high approval rate (e.g., Lithuania, Latvia, Estonia).
✅ Ensure all documents are accurate and up to date.
✅ Get the right Schengen travel insurance to avoid rejection.
✅ If rejected, reapply with stronger supporting evidence.
By following these step-by-step guidelines, Indian travelers can successfully apply for a Schengen visa with minimal hassle.
Schengen Visa Types: Tourist, Business & Work Visas for Indians
Indian travelers can apply for different types of Schengen visas depending on their purpose of travel. The Schengen short-stay visa (Type C) allows Indian citizens to visit the Schengen Area for up to 90 days within a 180-day period for tourism, business, or family visits. For longer stays, other visa categories, such as student and work visas, apply.
Below is a detailed breakdown of the most common Schengen visa types for Indian citizens, including requirements, processing times, and best practices for successful approval.
1. Schengen Tourist Visa for Indians
A Schengen tourist visa is the most commonly applied visa by Indian travelers, allowing entry into the 27 Schengen countries for sightseeing, leisure travel, and family visits.
Eligibility for a Schengen Tourist Visa
✔ Traveling for leisure, vacations, or cultural exploration.
✔ Visiting friends or family residing in the Schengen Area.
✔ Attending non-business-related events (festivals, exhibitions, etc.).
✔ Not planning to work or study during the stay.
Required Documents for a Schengen Tourist Visa
- Valid Indian passport (minimum 3 months validity after departure).
- Completed Schengen visa application form (signed).
- Two passport-sized photos (as per Schengen visa photo specifications).
- Round-trip flight reservation showing entry and exit from the Schengen Area.
- Proof of accommodation (hotel bookings, Airbnb, or host invitation letter).
- Travel itinerary (including details of destinations, dates, and activities).
- Proof of financial means (last 3 months’ bank statements showing sufficient funds).
- Schengen travel insurance covering at least €30,000 for medical emergencies.
Processing Time & Fees
- Average processing time: 15 days.
- Visa fee: €80 for adults, €40 for children (6-12 years old), and free for children under 6.
Best Schengen Countries for Indian Tourist Visa Approval
- Lithuania, Latvia, and Estonia – High approval rates (above 97%).
- Iceland and Finland – Easier for first-time travelers.
Tip: Avoid applying through countries with high rejection rates (e.g., France, Malta, and Sweden) unless absolutely necessary.
2. Schengen Business Visa for Indians
A Schengen business visa is ideal for Indian professionals, entrepreneurs, and employees who need to travel to Europe for official work-related purposes.
Eligibility for a Schengen Business Visa
✔ Attending meetings, conferences, or trade fairs.
✔ Negotiating business deals or partnerships.
✔ Participating in professional training, research, or corporate events.
Required Documents for a Schengen Business Visa
- All standard Schengen visa documents (passport, application form, photos, itinerary, etc.).
- Invitation letter from the company/organization in the Schengen Area.
- Business travel itinerary (details of meetings, locations, and schedules).
- Company bank statements (last 3 months) proving financial stability.
- Letter from employer (confirming employment and purpose of travel).
- Proof of previous business dealings (if applicable).
Processing Time & Fees
- Average processing time: 10-15 days.
- Visa fee: €80 for adults, additional VFS service fees may apply.
Best Schengen Countries for Indian Business Travelers
- Germany – Europe’s business hub with streamlined visa processing.
- Netherlands – Preferred for tech startups and corporate events.
- Sweden & Denmark – Easier approvals for IT professionals and research.
Tip: Ensure your business invitation letter is official and includes contact details of the company hosting your visit.
3. Schengen Work Visa for Indians
A Schengen work visa is different from a tourist or business visa because it allows long-term employment in a Schengen country. Unlike short-stay visas, a work visa is a national visa (Type D), requiring a valid work contract from a European employer.
Eligibility for a Schengen Work Visa
✔ Having a valid job offer from a European employer.
✔ Meeting qualifications and experience criteria set by the employer.
✔ Sponsorship from an employer who is legally authorized to hire foreign workers.
Required Documents for a Schengen Work Visa
- Valid passport with at least 6 months validity.
- Signed employment contract from a Schengen-based employer.
- Work permit issued by the respective Schengen country.
- Proof of professional qualifications (degrees, work experience certificates).
- Proof of accommodation in the Schengen country of employment.
- Medical insurance policy covering the full duration of employment.
Processing Time & Fees
- Processing time: 8–12 weeks (varies by country).
- Visa fees: €99 to €120, depending on the country.
Best Schengen Countries for Indian Workers
- Germany – Fast-track work visa for IT, engineering, and healthcare professionals.
- Netherlands – Growing demand for skilled professionals in tech and finance.
- Portugal – Easier visa process for remote workers and freelancers.
Tip: For skilled workers, Germany’s EU Blue Card is the best option, offering high salaries and a path to permanent residency.
4. Other Types of Schengen Visas for Indian Citizens
Apart from tourist, business, and work visas, Indian applicants may also apply for:
Schengen Student Visa
✔ Required for studying in a Schengen country for longer than 90 days.
✔ Requires an official admission letter from a recognized university.
✔ Processing time: 4–6 weeks.
Schengen Transit Visa
✔ Required if transiting through a Schengen airport on the way to a non-Schengen destination.
✔ Processing time: 7–10 days.
Schengen Family or Spouse Visa
✔ For spouses and children of EU/Schengen residents.
✔ Requires proof of marriage, family ties, and financial sponsorship.
Conclusion: Choosing the Right Schengen Visa for Your Travel Needs
For Indian travelers, the Schengen visa type depends on the purpose of the visit.
- Apply for a Schengen tourist visa if traveling for leisure and sightseeing.
- Apply for a Schengen business visa if visiting for professional meetings or conferences.
- Apply for a Schengen work visa if hired by a European employer for long-term employment.
Regardless of the visa type, having a well-prepared application with complete documents is key to getting fast approval and avoiding rejection.
Schengen Visa Fees & Additional Costs for Indian Applicants
Applying for a Schengen visa from India requires paying certain fees, which vary based on the applicant’s age, visa type, and additional services. Understanding the cost structure helps in planning your budget for the visa application process.
Below is a breakdown of Schengen visa fees for Indian applicants, along with additional costs such as VFS Global service fees, travel insurance costs, and optional premium services.
1. Standard Schengen Visa Fees for Indian Citizens
The Schengen visa application fee is set by the European Union and applies to all Schengen countries.
| Visa Category | Fee (in EUR) | Fee (in INR Approx.) |
| Adults (12+ years) | €80 | ₹7,000 – ₹7,500 |
| Children (6–12 years) | €40 | ₹3,500 – ₹4,000 |
| Children (under 6) | Free | Free |
| Schengen Work Visa | €99 – €120 | ₹8,500 – ₹10,500 |
| Schengen Student Visa | €50 – €80 | ₹4,500 – ₹7,500 |
| Express Processing (if available) | Varies | Varies |
✔ The visa fee must be paid in local currency (INR) at the time of application submission.
✔ Payment methods vary by embassy and VFS Global center (cash, card, demand draft).
Tip: Some applicants, such as students, researchers, and children under 6, may be eligible for reduced fees or exemptions.
2. Additional Costs for Indian Applicants
Apart from the Schengen visa fee, applicants may need to pay for additional services required for visa processing.
A. VFS Global Service Fees
Most Schengen embassies in India outsource visa applications to VFS Global, which charges a mandatory service fee.
| Service | Estimated Cost (INR) |
| VFS Global service charge | ₹1,500 – ₹2,000 |
| Premium Lounge (optional) | ₹3,500 – ₹5,000 |
| Courier Service (passport delivery) | ₹500 – ₹1,000 |
| SMS and Email Updates | ₹200 – ₹500 |
| Form Filling Assistance | ₹1,000 – ₹1,500 |
✔ The VFS service fee is non-refundable, even if the visa is denied.
✔ Premium services (lounge, express processing) are optional and do not guarantee visa approval.
Tip: If you want to track your visa application status easily, opt for SMS/email updates for real-time notifications.
B. Schengen Travel Insurance Cost
A Schengen visa requires mandatory travel insurance with a minimum coverage of €30,000 (₹27 lakh) for medical emergencies.
| Insurance Provider | Coverage Amount | Premium for 10 Days (Approx.) |
| AXA Schengen Insurance | €30,000 – €100,000 | ₹850 – ₹2,500 |
| Allianz Travel Insurance | €30,000 – €50,000 | ₹900 – ₹2,000 |
| Tata AIG | €30,000 – €75,000 | ₹800 – ₹2,300 |
| ICICI Lombard | €30,000 – €50,000 | ₹750 – ₹2,100 |
✔ The insurance policy must cover emergency medical treatment, hospitalization, and repatriation.
✔ AXA Schengen Insurance is approved by all Schengen embassies and offers fast claim processing.
Tip: Choose a policy with at least €50,000 coverage if traveling for longer than 15 days.
C. Document Preparation & Miscellaneous Costs
Indian applicants may also incur costs for preparing supporting documents, such as:
| Document Type | Estimated Cost (INR) |
| Passport renewal (if required) | ₹1,500 – ₹3,500 |
| Flight reservation (for visa application only) | ₹1,000 – ₹2,500 |
| Hotel booking (for visa application only) | ₹500 – ₹2,000 |
| No Objection Certificate (NOC) from employer | ₹500 – ₹1,500 |
| Bank statement printing & attestation | ₹300 – ₹1,000 |
| Translation services (if required) | ₹1,500 – ₹3,000 per page |
✔ Flight and hotel reservations can be temporary bookings (not paid tickets) for visa application purposes.
✔ Some embassies may request additional documents, such as an employment letter or tax returns (ITR).
Tip: If you don’t have confirmed flight tickets, use an authorized travel agency to book visa-compliant flight reservations.
3. Refund & Payment Policies
- Schengen visa fees are non-refundable, even if the application is rejected.
- VFS Global service fees must be paid separately and are also non-refundable.
- If an applicant misses the visa appointment, a new fee must be paid.
- Payments can typically be made via cash, credit/debit card, or demand draft (varies by embassy).
4. How to Reduce Your Schengen Visa Costs?
💡 Apply well in advance – Some applicants pay for express services unnecessarily due to last-minute delays.
💡 Compare insurance providers – Some policies offer better medical coverage at lower premiums.
💡 Check for fee waivers – Students, researchers, and official delegations may qualify for reduced fees.
💡 Use VFS standard services – Premium lounge and fast-track services are optional and not required for visa approval.
💡 Avoid flight & hotel pre-bookings – Some agencies provide temporary reservations for visa purposes, reducing upfront costs.
5. Total Estimated Cost of a Schengen Visa for Indian Applicants
| Expense Category | Estimated Cost (INR) |
| Schengen Visa Fee | ₹7,000 – ₹7,500 |
| VFS Service Fee | ₹1,500 – ₹2,000 |
| Schengen Travel Insurance | ₹850 – ₹2,500 |
| Flight Reservation | ₹1,000 – ₹2,500 |
| Hotel Reservation | ₹500 – ₹2,000 |
| Courier & SMS Updates | ₹700 – ₹1,500 |
| Miscellaneous Costs (Docs, Photos, NOC, etc.) | ₹1,500 – ₹3,500 |
| Total Estimated Cost | ₹12,000 – ₹18,000 per applicant |
✔ Business visas and long-term visas may cost more due to additional document requirements.
✔ Multiple-entry visas might have higher fees depending on the duration.
Applying for a Schengen visa from India involves visa fees, VFS Global service charges, travel insurance, and document preparation costs. While the standard visa fee is €80 (~₹7,500), additional expenses like insurance and document processing can bring the total cost to ₹12,000 – ₹18,000 per applicant.
To minimize costs, applicants should apply early, choose affordable insurance plans, and use budget-friendly document services. Understanding these fees in advance ensures better financial planning and a smoother Schengen visa application process.
Processing Time: How Long Does It Take to Get a Schengen Visa in India?
One of the most frequently asked questions by Indian applicants is: How long does it take to get a Schengen visa from India? The processing time varies based on the Schengen country, the applicant’s profile, the time of year, and the completeness of the application.
1. Standard Schengen Visa Processing Time for Indians
For most applicants, a Schengen visa from India takes around 15 calendar days to process. However, it can take longer in specific cases.
| Visa Type | Average Processing Time | Maximum Processing Time |
| Tourist Visa | 10–15 days | 30–60 days |
| Business Visa | 10–15 days | 30 days |
| Student Visa | 15–30 days | 45–60 days |
| Work Visa | 4–8 weeks | 12 weeks |
| Transit Visa | 7–10 days | 15 days |
✔ The official Schengen visa processing time is 15 days, but it may take longer during peak travel seasons or for complex applications.
✔ Some embassies offer express processing, but it is not available for all Schengen countries.
2. Factors That Affect Schengen Visa Processing Time in India
While the standard processing time is 15 days, certain factors can lead to delays:
✅ Schengen Country of Application – Some countries process visas faster (e.g., Lithuania, Latvia, Estonia), while others (e.g., France, Germany, Sweden) take longer due to higher application volumes.
✅ Peak Travel Seasons – Processing times increase during peak holiday periods (summer, winter vacations, Christmas, and New Year).
✅ Completeness of Application – If documents are missing or unclear, the embassy may request additional documents, extending the processing time.
✅ Applicant’s Travel History – First-time applicants may face more scrutiny, whereas frequent travelers with past Schengen visas may get faster approvals.
✅ Background Checks & Security Clearance – Applicants with previous visa rejections or a lack of financial proof may face delays due to additional verification.
✅ Visa Interview or Embassy Review – Some cases may require an additional interview, extending the processing time.
✅ COVID-19 & Other Global Events – Unforeseen events (e.g., travel restrictions, embassy staffing issues) may impact visa processing.
Tip: To avoid delays, ensure all documents are complete, meet visa requirements, and apply at least 4–6 weeks before travel.
3. Schengen Visa Processing Time by Country for Indian Applicants
Processing times can differ between Schengen embassies in India. Below is an estimate for some of the most popular Schengen visa destinations:
| Schengen Country | Average Processing Time (India) | Peak Season Processing Time |
| Lithuania | 10–12 days | 15–20 days |
| Latvia | 10–12 days | 15–20 days |
| Estonia | 10–12 days | 15–20 days |
| France | 12–15 days | 20–25 days |
| Germany | 15 days | 25–30 days |
| Spain | 12–15 days | 20–30 days |
| Sweden | 15–20 days | 30–45 days |
| Netherlands | 10–15 days | 15–25 days |
| Italy | 12–15 days | 20–25 days |
| Norway | 15–20 days | 25–40 days |
✔ Lithuania, Latvia, and Estonia process visas faster than France, Germany, and Sweden, which have higher application volumes.
✔ Peak season delays can add 5–15 extra days to processing times, so applying early is advised.
4. Schengen Visa Fast-Track & Express Processing for Indian Applicants
Some Schengen embassies and VFS Global centers offer priority or express processing for an additional fee. However, not all countries provide this option.
| Country | Express Processing Available? | Estimated Time (Fast-Track) |
| France | ✅ Yes | 5–7 days |
| Germany | ❌ No | Standard 15 days |
| Italy | ✅ Yes | 5–7 days |
| Netherlands | ✅ Yes | 7–10 days |
| Spain | ✅ Yes | 7–10 days |
| Sweden | ❌ No | Standard 15–20 days |
✔ Express visas cost more, and approval is not guaranteed.
✔ Priority processing is ideal for business travelers who need visas urgently.
✔ Contact the respective VFS Global center or embassy to check express processing options.
Tip: If you need a visa urgently, apply through France, Netherlands, or Italy, which offer faster processing.
5. How to Track Your Schengen Visa Application in India?
Once your visa application is submitted, you can track the status online through:
✅ VFS Global Website – Most Schengen visas processed in India are handled by VFS Global, which provides real-time application tracking.
✅ Schengen Embassy Websites – Some countries, like Germany and France, allow applicants to track visa status directly on the embassy’s website.
✅ SMS and Email Notifications – If opted for during application, you will receive visa status updates via SMS or email.
Tip: If your visa status remains unchanged for more than 15 days, contact the embassy or VFS Global center where you applied.
6. What to Do If Your Schengen Visa Is Delayed?
If your Schengen visa application takes longer than expected, here’s what you can do:
✔ Check for Additional Document Requests – The embassy may require more proof of funds, travel details, or a visa interview.
✔ Follow Up with VFS Global or the Embassy – If there is no update after 15–20 days, call the visa center to check the status.
✔ Plan for Delays in Peak Seasons – Apply at least 6 weeks in advance if traveling during holidays.
✔ Reapply if Rejected – If your visa is denied, you can reapply with stronger supporting documents.
Best Practices for Faster Schengen Visa Approval in India
✔ Apply early – At least 4–6 weeks before travel to account for delays.
✔ Choose the right Schengen country – Lithuania, Latvia, and Estonia process visas faster than France, Germany, and Sweden.
✔ Ensure all documents are complete – Avoid missing information to prevent unnecessary delays.
✔ Check for express processing – France, Italy, and the Netherlands offer faster approvals for urgent cases.
✔ Track your application online – Use VFS Global or the embassy’s tracking system.
By planning ahead and submitting a complete application, Indian travelers can reduce waiting times and get their Schengen visa approved faster.
Schengen Visa Rejection Rate in India & How to Avoid Refusal
Applying for a Schengen visa from India does not guarantee approval. Every year, thousands of Indian applications are rejected due to missing documents, insufficient financial proof, or weak travel histories. Understanding the visa rejection rates, common refusal reasons, and how to avoid them can significantly improve your chances of obtaining a Schengen visa.
1. Schengen Visa Rejection Rate for Indian Applicants
India is one of the largest sources of Schengen visa applications, but many visas are denied. Based on recent statistics, the average Schengen visa rejection rate for Indian applicants is around 15%. However, some countries have higher rejection rates than others.
Schengen Visa Rejection Rates for Indians (by Country)
| Schengen Country | Rejection Rate (Indian Applicants) | Total Indian Applications (2023) |
| France | 22.2% | 140,000+ |
| Malta | 37.6% | 12,000+ |
| Sweden | 29.6% | 8,500+ |
| Norway | 21.1% | 9,000+ |
| Denmark | 20.7% | 10,000+ |
| Germany | 18.5% | 120,000+ |
| Spain | 17.0% | 80,000+ |
| Netherlands | 15.3% | 50,000+ |
| Lithuania | 1.3% (Lowest Rejection Rate) | 7,500+ |
| Latvia | 1.7% (Low Rejection Rate) | 6,000+ |
| Estonia | 2.1% (Low Rejection Rate) | 5,500+ |
✔ Countries like Lithuania, Latvia, and Estonia have low rejection rates and are ideal for first-time travelers.
✔ France, Germany, and Spain process the most Indian applications but also have higher rejection rates.
✔ Malta and Sweden have the highest rejection rates, making them less ideal for first-time applicants.
Tip: If applying for the first time, choosing a country with a higher approval rate (like Lithuania or Estonia) can increase your chances.
2. Common Reasons for Schengen Visa Rejections for Indians
Schengen visas are usually denied for specific reasons. Below are the most common reasons for refusal and how to avoid them:
A. Incomplete or Incorrect Documents
❌ Missing financial proof, travel itinerary, or insurance documents.
❌ Expired passport or incorrect visa application form.
✅ Solution:
✔ Check the official visa checklist for your chosen Schengen country.
✔ Ensure your passport is valid for at least 3 months after departure.
B. Insufficient Proof of Financial Means
❌ Not enough funds to cover the trip (average requirement: €50–€100 per day).
❌ No clear financial trail or sudden large deposits in bank statements.
✅ Solution:
✔ Provide at least three months of bank statements showing stable income.
✔ Maintain a minimum bank balance of ₹2–5 lakh, depending on your trip length.
✔ If sponsored, include a sponsorship letter and sponsor’s financial proof.
C. Weak Travel History or Lack of Previous International Travel
❌ First-time travelers may be viewed as high-risk applicants.
❌ Past visa refusals from any country (including the US or UK).
✅ Solution:
✔ If possible, travel to visa-free countries first (e.g., Thailand, UAE, Singapore) before applying for Schengen.
✔ Choose a Schengen country with a high approval rate (e.g., Lithuania, Latvia, Estonia).
✔ Provide strong employment and financial proof to show ties to India.
D. Suspicion of Overstaying or Weak Ties to India
❌ Applicants who fail to prove they will return to India.
❌ No job, business, or strong family connections in India.
✅ Solution:
✔ Submit a No Objection Certificate (NOC) from your employer or university.
✔ Provide property ownership, business licenses, or family dependency proof.
✔ Clearly explain your return plans in a well-written cover letter.
E. Invalid or Inadequate Schengen Travel Insurance
❌ No valid travel insurance or insufficient medical coverage.
✅ Solution:
✔ Buy Schengen-approved travel insurance covering at least €30,000.
✔ AXA Schengen Insurance is recommended as it is approved by all embassies.
F. Applying Through the Wrong Embassy
❌ Applying at the wrong Schengen country embassy.
❌ Example: If traveling to France and Germany, but applying at the Spanish embassy.
✅ Solution:
✔ Apply at the embassy of the country where you will spend the most days.
✔ If visiting multiple countries for equal durations, apply at the country of first entry.
3. What to Do If Your Schengen Visa Is Rejected?
If your Schengen visa is denied, you can either appeal the decision or reapply with stronger documents.
Option 1: Appeal the Visa Rejection
✔ Some countries allow appeals within 30–60 days after rejection.
✔ Write an appeal letter explaining why the refusal was incorrect.
✔ Provide additional proof (financial documents, corrected mistakes).
Option 2: Reapply for a Schengen Visa
✔ If your appeal is not successful, wait at least 1–2 months before reapplying.
✔ Apply through a different Schengen country with a higher approval rate.
✔ Fix the mistakes from your previous application and submit stronger documents.
Tip: If your visa was rejected due to financial proof issues, wait at least 3 months before reapplying to show stable bank statements.
4. How to Ensure a Successful Schengen Visa Approval from India?
✅ Choose the right Schengen country – Lithuania, Latvia, and Estonia have low rejection rates.
✅ Apply at least 4–6 weeks in advance – Avoid last-minute delays or rushed applications.
✅ Ensure all documents are correct – Follow the official visa checklist for your chosen country.
✅ Demonstrate strong financial stability – Maintain a bank balance of ₹2–5 lakh before applying.
✅ Get a well-documented travel insurance policy – Ensure it covers at least €30,000 in medical expenses.
✅ Prove strong ties to India – Submit an employment letter, business ownership proof, or family dependency proof.
✅ Write a detailed cover letter – Clearly explain your travel purpose, itinerary, and return plans.
✅ Use a professional travel agent if unsure – Experts can help you avoid common mistakes.
Avoiding Schengen Visa Rejection as an Indian Applicant
Many Indian travelers face Schengen visa rejections due to incomplete applications, weak financial proof, or travel history issues. However, by choosing the right country, submitting complete documents, and proving strong ties to India, applicants can significantly improve their visa approval chances.
If your visa is denied, don’t panic—correct the mistakes, reapply with stronger proof, or consider appealing the decision. Following the best practices in this guide will help you successfully obtain your Schengen visa and travel stress-free to Europe.
Schengen Visa Tracking: How to Check Your Application Status
After submitting your Schengen visa application at a VFS Global center or embassy in India, the next step is tracking your visa status. Most applicants want to know how long the process will take, where to check updates, and what each status means.
This guide explains how to track your Schengen visa application, what different status updates mean, and what to do in case of delays.
1. How to Track Your Schengen Visa Application in India?
Visa applicants can check their Schengen visa status through three main tracking methods:
| Tracking Method | Where to Check? | Availability |
| VFS Global Online Tracking | VFS Global Website | Most Schengen countries |
| Embassy/Consulate Tracking | Official embassy website | Limited countries |
| SMS & Email Updates | Provided by VFS Global | Paid service (₹200–₹500) |
2. VFS Global Online Tracking – Step-by-Step Guide
Most Schengen visa applications from India are handled by VFS Global, the official visa processing partner for many Schengen embassies.
To track your application through VFS Global, follow these steps:
✅ Step 1: Visit the VFS Global Website
- Go to VFS Global’s tracking portal.
- Select the Schengen country’s visa section where you applied.
✅ Step 2: Enter Your Tracking Details
- Reference number – This is on the receipt given at the VFS visa center after submitting your application.
- Last name – As per your visa application form.
✅ Step 3: View Your Application Status
- Once you submit the details, you will see your current visa processing status.
Tip: If your status has not changed after 15 days, you may contact VFS Global or the respective embassy for an update.
3. Tracking via the Embassy or Consulate Website
Some Schengen embassies in India provide direct tracking options on their websites.
| Schengen Country | Embassy/Consulate Tracking Website |
| France | france-visas.gouv.fr |
| Germany | india.diplo.de |
| Spain | exteriores.gob.es |
| Netherlands | netherlandsandyou.nl |
| Italy | vistoperitalia.esteri.it |
✅ How to Track via the Embassy Website?
- Visit the respective embassy’s visa section.
- Find the visa application tracking tool.
- Enter your passport number and tracking ID.
- Check the status of your visa application.
Tip: If tracking is not available online, you can contact the embassy’s visa section via email or phone.
4. SMS & Email Updates from VFS Global
For faster updates, VFS Global offers SMS and email alerts to track your Schengen visa application status.
✔ Available for an extra fee (₹200–₹500).
✔ Sends real-time visa updates directly to your phone and email.
✔ Helps applicants avoid checking the website repeatedly.
Tip: This paid service is optional, but it is useful if you want instant notifications about your visa status.
5. Understanding Schengen Visa Application Status Updates
When tracking your Schengen visa, you may see different status messages. Here’s what they mean:
| Visa Status Update | Meaning | What to Do? |
| Application Received | Your application has been submitted and is waiting for processing. | Wait for further updates. |
| Under Processing | Your documents are being reviewed by the embassy/consulate. | No action needed. Processing usually takes 10–15 days. |
| Additional Documents Required | The embassy needs extra documents to process your visa. | Submit the required documents as soon as possible. |
| Visa Decision Made | The visa application has been processed (approved or rejected). | Collect your passport from VFS or wait for courier delivery. |
| Passport Ready for Collection | Your passport is available for pickup at the VFS center. | Go to the VFS office with the receipt and ID to collect it. |
| Dispatched via Courier | If you opted for home delivery, your passport is on the way. | Wait for delivery. Check the courier tracking number if available. |
Tip: If you see “Additional Documents Required,” submit the requested paperwork immediately to avoid delays.
6. What to Do If Your Schengen Visa Status Is Delayed?
If your visa status does not change after 15 days, follow these steps:
✔ Check with VFS Global – Call or email VFS Global for updates.
✔ Contact the Embassy – If it’s been over 20 days, reach out to the Schengen country’s embassy or consulate.
✔ Verify for Additional Document Requests – Sometimes, applicants miss emails requesting extra paperwork.
✔ Plan for Delays During Peak Seasons – Schengen visa processing slows down during summer, Christmas, and New Year travel seasons.
7. What Happens After You Receive Your Schengen Visa?
If your Schengen visa is approved, check the following details:
✅ Visa validity dates – Ensure your travel dates match the visa period.
✅ Number of entries – Check if you received a single-entry, double-entry, or multiple-entry visa.
✅ Visa category – Make sure it is issued under the correct purpose (tourism, business, study, etc.).
✔ If everything is correct, you can now book final travel tickets and plan your trip!
❌ If there is an error on your visa, contact the embassy or VFS Global immediately.
Tip: Even if your visa is valid for 90 days, your stay should not exceed the duration granted on the visa.
8. What to Do If Your Schengen Visa Is Rejected?
If your Schengen visa is denied, take these steps:
❌ Review the rejection letter – It will explain the reason for refusal.
❌ Fix the mistakes – If missing documents caused rejection, prepare a stronger application.
❌ Reapply through a different Schengen country – Some countries have higher approval rates (e.g., Lithuania, Latvia, Estonia).
❌ Consider appealing the decision – Some embassies allow appeals within 30–60 days.
Tip: If your visa was denied due to financial proof issues, wait at least 3 months before reapplying to show stable bank statements.
Best Practices for Tracking Your Schengen Visa Application in India
✔ Use VFS Global’s online tracking system for the fastest updates.
✔ Opt for SMS/email alerts for instant visa status notifications.
✔ Understand what each visa status update means to avoid confusion.
✔ If your visa is delayed beyond 15 days, follow up with VFS Global or the embassy.
✔ If your visa is rejected, you can reapply with better documentation or appeal the decision.
By tracking your Schengen visa status efficiently, you can stay informed, avoid delays, and ensure a smooth travel experience.
Schengen Visa Waiting Time & Approval Process in India
Applying for a Schengen visa from India involves two key phases: waiting time (the duration between applying and receiving a decision) and the approval process (how the embassy reviews applications). Knowing how long each step takes and understanding how embassies assess applications can help applicants plan better and improve their chances of approval.
1. Schengen Visa Waiting Time in India
The total waiting time for a Schengen visa from India includes:
- Appointment scheduling time – How soon you can book an available slot.
- Visa processing time – How long the embassy takes to decide on your visa.
- Passport collection time – When your passport is returned after processing.
Average Schengen Visa Waiting Time for Indian Applicants
| Stage | Estimated Time |
| Appointment booking | 2–4 weeks (varies by city & season) |
| Visa processing time | 10–15 days (standard cases) |
| Delayed processing | Up to 30–60 days (if additional review needed) |
| Passport return time | 1–3 days after visa decision |
✔ Total waiting time: Around 4–6 weeks, depending on embassy workload and seasonality.
Tip: Apply at least 6 weeks in advance of your trip to avoid delays.
2. Step-by-Step Schengen Visa Approval Process in India
Once your Schengen visa application is submitted, it goes through a detailed review process by the embassy or consulate. Here’s how it works:
✅ Step 1: Submission at VFS Global or Embassy
- Indian applicants submit their Schengen visa applications at VFS Global centers or directly at the Schengen country’s embassy or consulate.
- Documents, biometric data, and visa fees are collected.
- Applications are then forwarded to the respective Schengen embassy for processing.
✅ Step 2: Embassy Review & Background Checks
- The embassy verifies all documents submitted.
- Background checks are conducted on:
- Travel history (previous visas and trips).
- Financial stability (bank statements, income proof).
- Purpose of travel (tourism, business, study, work).
- Ties to India (job, family, property ownership).
- Some applications require additional verification, which may increase waiting times.
✅ Step 3: Decision on Visa Approval or Rejection
- The visa officer decides whether to approve or reject the application.
- If approved, a visa sticker is placed on the passport.
- If rejected, the applicant receives a rejection letter explaining the reasons.
✔ If all documents are correct and there are no issues, the visa is approved within 10–15 days.
❌ If there are missing documents or doubts about the application, the visa may be delayed or rejected.
3. Factors That Affect Schengen Visa Waiting Time in India
The total waiting time for a Schengen visa depends on multiple factors:
✅ Time of year – Peak seasons (summer, Christmas, New Year, holiday breaks) lead to longer waiting times.
✅ Embassy workload – Some Schengen embassies process visas faster than others.
✅ Country of application – Some countries (e.g., Lithuania, Estonia, Latvia) approve visas faster than others (e.g., France, Germany, Sweden).
✅ Completeness of application – Missing documents may lead to additional requests, increasing waiting time.
✅ First-time vs. frequent travelers – First-time applicants may face longer background checks.
✅ Past visa rejections – If you were previously denied a visa, the embassy may take extra time to review your new application.
Tip: If applying during peak season, book your appointment at least 1–2 months in advance to avoid long wait times.
4. Schengen Visa Waiting Time by Country in India
Some Schengen embassies in India process visas faster than others.
| Schengen Country | Estimated Processing Time (India) | Peak Season Waiting Time |
| Lithuania | 10–12 days | 15–20 days |
| Latvia | 10–12 days | 15–20 days |
| Estonia | 10–12 days | 15–20 days |
| France | 12–15 days | 20–25 days |
| Germany | 15 days | 25–30 days |
| Spain | 12–15 days | 20–30 days |
| Sweden | 15–20 days | 30–45 days |
| Netherlands | 10–15 days | 15–25 days |
| Italy | 12–15 days | 20–25 days |
| Norway | 15–20 days | 25–40 days |
✔ Lithuania, Latvia, and Estonia process visas faster than France, Germany, and Sweden.
Tip: If you need a faster visa approval, choose a Schengen country with a low rejection rate and fast processing.
5. What to Do If Your Schengen Visa Is Delayed?
If your visa processing time exceeds 15 days, here’s what you can do:
✔ Check your email – The embassy may have requested additional documents.
✔ Contact VFS Global – Track your application via VFS Global’s website.
✔ Call or email the embassy – If your visa is delayed for over 20 days, inquire about the status.
✔ Plan for longer processing during peak seasons – Apply early to avoid last-minute delays.
Tip: If your trip is urgent, check if express visa processing is available for your chosen Schengen country.
6. How to Get Faster Schengen Visa Approval?
💡 Book your visa appointment early – At least 6 weeks before your travel date.
💡 Ensure all documents are correct – Avoid unnecessary delays due to missing paperwork.
💡 Apply through a country with faster processing – Lithuania, Estonia, and Latvia process visas quickly.
💡 Avoid peak travel seasons – If possible, apply in off-season months (February–April, September–November).
💡 Check for embassy delays before applying – Some countries take longer to process visas.
Understanding Schengen Visa Waiting Time & Approval Process
✔ Total waiting time for a Schengen visa in India is around 4–6 weeks, including appointment booking and processing time.
✔ Some Schengen countries approve visas faster than others – Lithuania, Estonia, and Latvia have shorter waiting times.
✔ The embassy review process includes checking financial proof, travel history, and documentation accuracy.
✔ Peak season delays can extend visa waiting times by 5–15 days, so early application is recommended.
✔ If your visa is delayed, track your application via VFS Global or the embassy website and follow up if needed.
By applying early, choosing the right embassy, and ensuring a complete application, Indian travelers can avoid long waiting times and get their Schengen visa approved faster.
Essential Travel Insurance for Schengen Visa Applicants from India
Why Is Travel Insurance Mandatory for a Schengen Visa?
One of the mandatory requirements for obtaining a Schengen visa from India is Schengen-approved travel insurance. The insurance policy must meet specific conditions set by Schengen embassies to cover medical expenses, emergencies, and unexpected travel issues.
Without proper Schengen travel insurance, your visa application will be rejected. Therefore, it’s important to understand the requirements, choose a reliable insurer, and get the right coverage before applying.
1. Schengen Visa Travel Insurance Requirements for Indian Applicants
The travel insurance policy must:
✔ Cover at least €30,000 (₹27 lakh) in medical expenses.
✔ Be valid in all 27 Schengen countries.
✔ Cover emergency medical treatment, hospitalization, and repatriation.
✔ Be valid for the entire duration of stay in the Schengen Area.
✔ Be issued by a recognized insurance provider approved by Schengen embassies.
Tip: Some Schengen countries may require higher coverage, so always check with the respective embassy.
2. Best Schengen Travel Insurance Providers for Indian Citizens
Many insurance providers in India offer Schengen-approved travel insurance. Below are some of the best options:
| Insurance Provider | Coverage Amount | Premium for 10 Days (Approx.) | Accepted by Schengen Embassies? |
| AXA Schengen Insurance | €30,000 – €100,000 | ₹850 – ₹2,500 | ✅ Yes (Highly Recommended) |
| Allianz Travel Insurance | €30,000 – €50,000 | ₹900 – ₹2,000 | ✅ Yes |
| Tata AIG | €30,000 – €75,000 | ₹800 – ₹2,300 | ✅ Yes |
| ICICI Lombard | €30,000 – €50,000 | ₹750 – ₹2,100 | ✅ Yes |
| Bajaj Allianz | €30,000 – €100,000 | ₹1,000 – ₹3,000 | ✅ Yes |
✔ AXA Schengen Insurance is one of the most recommended providers since it is approved by all Schengen embassies and offers fast claim processing.
Tip: Choose a policy with at least €50,000 coverage if traveling for longer than 15 days.
3. What Does Schengen Travel Insurance Cover?
A standard Schengen visa travel insurance policy provides coverage for:
✅ Medical Emergencies – Covers illness, hospitalization, and medical treatment costs.
✅ Emergency Evacuation & Repatriation – Covers expenses if you need to be transported back to India due to a medical emergency.
✅ Accidents & Injuries – Covers accidental injuries while in the Schengen Area.
✅ Lost or Stolen Luggage – Some policies offer compensation for lost, delayed, or stolen baggage.
✅ Trip Cancellations & Delays – Covers flight cancellations, missed connections, or trip interruptions due to unforeseen circumstances.
Tip: Basic travel insurance covers medical emergencies only, while comprehensive insurance also includes trip cancellations and baggage loss.
4. How Much Does Schengen Travel Insurance Cost for Indian Applicants?
The cost of Schengen visa insurance depends on:
✔ Trip duration – The longer your trip, the higher the premium.
✔ Coverage amount – Higher coverage (€50,000–€100,000) costs more.
✔ Age of traveler – Senior travelers (above 60 years) may have higher insurance costs.
Estimated Schengen Travel Insurance Cost for Indian Travelers
| Trip Duration | Basic Plan (€30,000 Coverage) | Comprehensive Plan (€50,000–€100,000 Coverage) |
| 7 days | ₹700 – ₹1,500 | ₹1,500 – ₹3,000 |
| 15 days | ₹1,500 – ₹2,500 | ₹3,000 – ₹5,000 |
| 30 days | ₹3,000 – ₹5,000 | ₹6,000 – ₹10,000 |
| 3 months | ₹7,000 – ₹12,000 | ₹15,000 – ₹20,000 |
✔ Short-term policies (7–15 days) are the cheapest.
✔ Long-term travel insurance (90 days+) is required for business travelers, students, and work visa holders.
Tip: Compare insurance plans from multiple providers to find the best price and coverage.
5. Where to Buy Schengen Travel Insurance in India?
Indian applicants can buy Schengen travel insurance:
✔ Online from an insurance provider’s website (e.g., AXA Schengen, Tata AIG, Bajaj Allianz).
✔ Through VFS Global – Some visa centers offer travel insurance packages.
✔ From a travel agent – Many agencies help travelers get visa-compliant insurance.
Tip: Buying online is the fastest and most cost-effective option. You receive instant policy documents via email.
6. What Happens If You Don’t Have Travel Insurance?
❌ Your visa application will be rejected if you fail to submit a valid Schengen travel insurance policy.
❌ If you fall sick or have an accident, medical costs in Schengen countries are extremely expensive without insurance.
❌ Some Schengen border officials may ask for proof of travel insurance, even if you already have a visa.
Tip: Always carry a printed and digital copy of your insurance policy while traveling.
7. How to Submit Travel Insurance for a Schengen Visa Application?
During the visa application process, you must:
✔ Purchase travel insurance before submitting your visa application.
✔ Print a copy of the insurance policy certificate.
✔ Attach the policy document to your Schengen visa application form.
✔ Ensure the policy mentions your full name, coverage amount, and validity period.
Tip: Some embassies may request proof of payment for the insurance. Keep a copy of the receipt.
8. Frequently Asked Questions (FAQs) About Schengen Visa Travel Insurance
Q1: Can I get a Schengen visa without travel insurance?
❌ No. Schengen travel insurance is mandatory, and applying without it will result in visa rejection.
Q2: Can I cancel my travel insurance if my visa is rejected?
✔ Some insurance providers allow refunds if the visa is denied, but policies vary. Check refund terms before purchasing.
Q3: Is a digital insurance copy enough, or do I need a printed copy?
✔ Most embassies accept digital copies, but it is always safer to carry a printed version.
Q4: Do I need travel insurance for a Schengen multiple-entry visa?
✔ Yes. The insurance must cover the duration of your first visit. For multiple trips, some embassies may require long-term coverage.
Q5: Does Schengen travel insurance cover COVID-19?
✔ Some policies include COVID-19 coverage, but always check the details before buying.
Choosing the Best Schengen Travel Insurance for Indian Applicants
✔ Travel insurance is a mandatory requirement for all Schengen visa applicants from India.
✔ A minimum coverage of €30,000 (₹27 lakh) is required for visa approval.
✔ Choose an insurer approved by Schengen embassies, such as AXA Schengen, Tata AIG, or ICICI Lombard.
✔ Buy insurance before submitting your visa application and include the policy document in your file.
✔ Always compare plans to get the best coverage at an affordable price.
By purchasing the right Schengen travel insurance, Indian travelers can secure visa approval while ensuring a safe and stress-free trip to Europe.